9 Tips from the richest man in the world

Let's face it: few people end up being billionaires or even millionaires. But that doesn't mean that the average Joe or Jane can't accept those people's financial advice. Financial health can also affect your health. In fact, a 2014 study in the journal Psychological Science found a link between 401 (k) contributions and changes in other healthy lifestyles. So while being rich doesn't automatically make you healthier, be sure to say something to relieve some of the pressure from financial difficulties. Here are some smart words that can help you move towards financial health.

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1. Warren Buffett: invest in yourself. Warren Buffett knows that no one can get rich without investing in a key person: yourself. Think about your weaknesses and then do something about them. In a self-made editorial for Forbes, Buffett acknowledged that, like many others, he was afraid of public speaking. He invested $100 in a public speaking course, which helped him overcome his fears and take his career to a new level. The investment may be as big as a college degree. It can be as small as buying a new suit that gives you confidence. It's important that money be spent on things that will help you succeed. Now listen to: why the obsession with "happiness" in the United States is completely stressful. Carlos Slim huru: it's never too early (or too late) to start making financial decisions early. Regardless of your age (even if you haven't invested much before), Mexican businessman Carlos SLM Helu, who has traded with Bill Gates on the world's richest people list once or twice, suggests starting now. Even if you can't invest too much, it's much better now than if you plan to invest in the future (and probably not finish it). Slim did what he preached: he bought shares in a Mexican bank when he was 12.

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3. Kyle Taylor: follow the rule of 50-30-20, self-made millionaire Kyle Taylor, founder of personal finance website "penny hoarder", put forward suggestions to deal with unexpected money, such as inheritance or bonus. He called it the "50-30-20% rule," where 50% of the money goes into long-term savings accounts or emergency funds. Then 30 percent of the money goes to your lifestyle, and the remaining 20 percent goes to something interesting, like a vacation or "buy yourself" shopping. It's responsible for saving most of the money, but the distribution of cash makes you feel like you've got something out of it. Because sometimes money can't buy any fun, what's the use?

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4. Bill Gates: measure your progress every once in a while, assess where you are in your career and how you are achieving your financial goals. In a 2013 annual letter from the bill and Melinda Gates Foundation, Bill Gates wrote, "if you set a clear goal and find a way to move it forward, you can make amazing progress." Keep a good financial record and measure your investment, salary, bonus growth year by year, commission and other sources of income.

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5. Grant Cardone: diversify your income

best selling author and entrepreneur grant Cardone suggests that you can get rich only if you have more than one income stream. However, this doesn't mean that you should start an advertising company as well as a restaurant. These sources of information should be what Cardone calls "symbiotic flow." If you have that ad agency, diversify your customer base so you have checks from different sources. From print advertising to digital advertising. Add a graphic design department. These sources of income are relevant, but they provide multiple income opportunities.

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6. Mark Zuckerberg: take calculated investment risks. As one of the youngest billionaires on the world's richest list and the CEO and founder of Facebook, Mark Zuckerberg has the ability to take some risks in investment. He suggests studying volatile, high growth stocks, and looking for new investments in emerging markets. However, the general view is that young people can safely take more risks than those close to retirement age (see article 2), whether in retirement accounts or other investments. Warren Buffett: to know when to act safely, billionaire Warren Buffett is a little older than zuckerburg, and he knows the importance of focusing on the fundamentals of investment. He suggests looking for companies that have strong cash flow in those years, as well as those that do not have the risk of technological obsolescence. Buffett also suggests not diversifying your investment, but waiting for opportunities to buy good stocks and then doing your best (relatively speaking). Don't pay attention to every headline you see to avoid overreacting to bad news.

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8. Azim premji: living a simpler life

some of the richest people in the world choose to upgrade to spacious mansions and luxury cars as soon as they have money. However, it is reported that billionaire Warren Buffett still lives in the five bedroom house he bought in 1957 for $31500. "Toys are a pain in the neck" (part of the reason may be the need for expensive repairs). Similarly, Jim Walton, son of Wal Mart founder Sam Walton, is reported to be driving a 15-year-old pickup truck. Azim premji, an Indian business tycoon, drove a Toyota Corolla before upgrading to the Mercedes Benz E-class. The lesson from these people is that sometimes you don't need to show off your wealth through real estate or cars. Credit: what do you think of the archives of the Hindustan Times? How is your financial situation? What are you doing to control your personal finances? Do you know that economic health is related to physical health? Have you heard the financial advice of these millionaires or billionaires? Do you believe in other sources? Share your thoughts, suggestions and questions in the comments below!

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